Southern California Postal Credit Union of Long Beach, California has been in service for more than 81 years, currently from 3 locations. Its field of membership is a state-chartered natural person credit union.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers a credit builder program, and share-secured credit cards. Financial counseling and financial education is available.
Besides automobile loans and other kinds of borrowing, Southern California Postal CU can do real estate loans and has a first time homebuyer program. Conveniences include check cashing, international remittances and low-cost wire transfers. Southern California Postal CU members may also benefit from student scholarships and income tax preparation assistance.
People having other financial, savings, and investment needs will appreciate individual development accounts and certificates of deposits that are offered.
Available electronic access includes Internet account access, bank by phone and wireless phone apps. From home, you can apply to join the credit union, take out a loan, look at your balance, order share drafts, setup a new share account, loan payments, view account history, transfer money, online bill pay, download your account history and view statements.
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