Park Community Credit Union of Louisville, KY has 64,517 members and assets of $655 million. The credit union, opened in 1955, has 167 full time employees and 17 part time employees , or 369 members per employee, compared to a national average of 430.

Park Community CU

Park Community Credit Union, Louisville

 

Address
Park Community Credit Union
6101 Fern Valley Rd
Louisville, KY 40228
Phone
(502)968-3681

Park Community Credit Union of Louisville, Kentucky has been in operation for more than 59 years, currently from 13 locations. It is considered a state-chartered natural person credit union. By number of members, it is the 4th biggest in Kentucky and it has the 2nd fastest growing membership in Kentucky. It also is the fourth biggest in the state by assets. It has the 5th fastest growing assets in Kentucky.

Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.

For members needing to establish credit, the credit union offers a credit builder program, share-secured credit cards and micro consumer loans. Financial counseling, financial education and financial literacy workshops are among the capabilities they offer.

Besides car loans and other kinds of loans, Park Community CU can do real estate loans, has a first time homebuyer program and can grant interest only or payment option first mortgage loans. Convenience services include check cashing, low-cost wire transfers and money orders. Park Community CU members may also benefit from bilingual services, income tax preparation assistance and tax refund loans.

Services to businesses and professionals include business share accounts, business loans, indirect business loans, micro business loans, mortgage processing and the credit union is an approved mortgage seller. Members having other financial, savings, and investment needs will want to consider health savings accounts, certificates of deposits and insurance/investment products that are offered.

You can do business with the credit union via home banking over the web, phone account access and mobile banking apps. Automated functions let you apply for membership, enter loan applications, check your balance, order share drafts, setup a new share account, do loan payments, check previous transactions, transfer money, automate your bill payments, download your account history and view electronic statements.

 






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