Down East Credit Union (DECU) of Baileyville, Maine has been serving members for more than 73 years, currently from 8 locations. Its type of membership is a state-chartered natural person credit union. It has the fastest growing assets in Maine.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards and prepaid debit cards are available.
For members needing to establish credit, the credit union offers a credit builder program, share-secured credit cards and small dollar loans. Financial counseling and financial education is among the capabilities they offer.
In addition to vehicle and personal loans and other types of credit, DECU can do real estate loans. Convenience services include check cashing, international remittances, low-cost wire transfers and money orders. Down East CU members may also take advantage of bilingual services, income tax preparation assistance and tax refund loans.
Business and professional services include business share accounts, business loans and micro business loans. Individuals with other financial, savings, and investment needs will want to consider health savings accounts, individual development accounts, certificates of deposits and insurance/investment products that are offered.
The "virtual branch office" can be accessed via web banking and bank by phone. Electronically from anywhere, you can inquire into your account, order checks, loan payments, check previous transactions, make share account transfers, bill payer service, download your account history and view electronic statements.
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Online newspapers and TV stations serving Baileyville and Maine: USA Today, or view a national listing of newspapers.
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