Mountain Credit Union of Waynesville, NC has 20,350 members and assets of $162 million. The credit union, opened in 1963, has 51 full time employees and no part time employees , or 399 members per employee, compared to a national average of 430.

Mountain CU

Mountain Credit Union, Waynesville


Mountain Credit Union
38 Maple St
Waynesville, NC 28786

Mountain Credit Union of Waynesville, North Carolina has been serving its members for more than 51 years, currently from 8 locations. It is classified as a state-chartered natural person credit union. It has the 10th fastest growing membership in North Carolina.

Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.

Financial counseling and financial education is available.

In addition to car loans and other types of credit, Mountain CU can do real estate loans. Conveniences include check cashing, international remittances, low-cost wire transfers and money orders. Mountain CU members may also take advantage of student scholarships, income tax preparation assistance and loans based on expected tax refund.

Business and professional services include mortgage processing. Individuals with other financial, savings, and investment needs will appreciate health savings accounts, individual development accounts, certificates of deposits and insurance/investment products that are offered.

The "virtual branch office" can be accessed via web based banking and automated telephone access. From home, you can apply for a loan, inquire into your account, order checks, pay your loan, view account history, make share account transfers, bill payments, download your account history and view statements.


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