Community 1st Credit Union of Ottumwa, IA has 50,031 members and assets of $500 million. The credit union, opened in 1936, has 178 full time employees and 20 part time employees , or 266 members per employee, compared to a national average of 430.

Community 1st CU

Community 1st Credit Union, Ottumwa


Community 1st Credit Union
235 Richmond Ave
Ottumwa, IA 52501

Community 1st Credit Union of Ottumwa, Iowa has been in operation for more than 78 years, currently from 16 locations. It is considered a state-chartered natural person credit union. By number of members, it is the 5th biggest in Iowa. It also is the fifth biggest in the state by assets. It has the 4th fastest growing assets in Iowa.

Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards and prepaid debit cards are available.

For members needing to establish credit, the credit union offers a credit builder program. Financial education is among the capabilities they offer.

Besides car loans and other kinds of loans, Community 1st CU can do real estate loans, has a first time homebuyer program and can grant interest only or payment option first mortgage loans. Community 1st CU members may also benefit from bilingual services and student scholarships.

Services to businesses and professionals include business share accounts, business loans and mortgage processing.

You can do business with the credit union via home banking over the web, phone account access and mobile banking apps. Automated functions let you apply for membership, enter loan applications, check your balance, setup a new share account, do loan payments, check previous transactions, transfer money, automate your bill payments, download your account history, view electronic statements and do remote deposits.


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