PACific Marine Credit Union (PMCU) of Oceanside, California has been in operation for more than 62 years, currently from 13 locations. It is considered a state-chartered natural person credit union. PMCU membership is open to residents of San Diego, Riverside, and San Bernardino Counties.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers a credit builder program and share-secured credit cards. Financial counseling, financial education and financial literacy workshops are among the capabilities they offer.
Besides car loans and other kinds of loans, PMCU can do real estate loans and can grant interest only or payment option first mortgage loans. Convenience services include low-cost wire transfers.
Services to businesses and professionals include business share accounts and business loans.
You can do business with PMCU via home banking over the web, phone account access and mobile banking apps. Automated functions let you apply for membership, enter loan applications, check your balance, order share drafts, setup a new share account, do loan payments, check previous transactions, transfer money, automate your bill payments, download your account history, view electronic statements and do remote deposits.
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Online newspapers and TV stations serving Oceanside and California: San Diego Union-Tribune, The Press Enterprise, The Desert Sun, or view a national listing of newspapers.
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