First U.S. Community Credit Union of Sacramento, California has been in operation for more than 78 years, currently from 6 locations. It is considered a state-chartered natural person credit union.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers share-secured credit cards. Financial counseling and financial education is among the capabilities they offer.
Besides auto loans and other kinds of loans, First U.S. Community CU can do real estate loans and has a first time homebuyer program. Convenience services include check cashing, international remittances and low-cost wire transfers. First U.S. Community CU members may also benefit from student scholarships and income tax preparation assistance.
Services to businesses and professionals include business share accounts, business loans, micro business loans and the credit union is an approved mortgage seller. People having other financial, savings, and investment needs will want to consider health savings accounts, individual development accounts and certificates of deposits that are offered.
Available electronic access includes Internet account access, bank by phone and wireless phone apps. Any time, anywhere, you can apply for membership, take out a loan, look at your balance, order share drafts, make loan payments, check previous transactions, transfer money, automate your bill payments, download your account history, view electronic statements and capture remote deposits.
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