USC Credit Union (USCCU) of Los Angeles, California has been in operation for more than 41 years, currently from 5 locations. It is considered a state-chartered natural person credit union.
Checking services include no cost share drafts, bill pay services and overdraft lines of credit. Debit cards and prepaid debit cards are available.
For members needing to establish credit, micro consumer loans are offered. Financial counseling, financial education and financial literacy workshops are among the capabilities they offer.
Besides auto loans and other kinds of loans, USCCU can do real estate loans and has a first time homebuyer program. Convenience services include check cashing, international remittances and money orders. USC CU members may also benefit from bilingual services, in-school branches, income tax preparation assistance and tax refund loans.
Services to businesses and professionals include business share accounts, business loans, indirect business loans, mortgage processing and the credit union is an approved mortgage seller. People having other financial, savings, and investment needs will want to consider individual development accounts, certificates of deposits and insurance/investment products that are offered.
Available electronic access to USCCU includes Internet account access, bank by phone and wireless phone apps. Any time, anywhere, you can apply for membership, take out a loan, look at your balance, order share drafts, setup a new share account, make loan payments, check previous transactions, transfer money, automate your bill payments, download your account history, view electronic statements and capture remote deposits.
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