Citizens Equity First Credit Union (CEFCU) of Peoria, Illinois has been in operation for more than 77 years, currently from 25 locations. It is considered a state-chartered natural person credit union. By number of members, it is the biggest in Illinois. It also is the biggest in the state by assets.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services and overdraft protection. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers a credit builder program, share-secured credit cardsand micro consumer loans. Financial counseling, financial education and financial literacy workshops are among the capabilities they offer.
Besides auto loans and other kinds of loans, CEFCU can do real estate loans, has a first time homebuyer program and can grant interest only or payment option first mortgage loans. Convenience services include check cashing, international remittances and money orders. Citizens Equity First CU members may also benefit from bilingual services, student scholarships, income tax preparation assistance and tax refund loans.
Services to businesses and professionals include business share accounts, business loans, merchant processing services/payment processing, micro business loans, mortgage processing and the credit union is an approved mortgage seller. People having other financial, savings, and investment needs will want to consider health savings accounts, individual development accounts, certificates of deposits and insurance/investment products that are offered.
Available electronic access to CEFCU includes Internet account access, bank by phone and wireless phone apps. Any time, anywhere, you can apply for membership, take out a loan, look at your balance, order share drafts, setup a new share account, make loan payments, check previous transactions, transfer money, automate your bill payments, download your account history, view electronic statements and capture remote deposits.
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Online newspapers and TV stations serving Peoria and Illinois: Rockford Register Star, USA Today, or view a national listing of newspapers.
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