Peopleschoice Credit Union of Saco, Maine has been serving its members for more than 51 years, currently from 4 locations. It is classified as a state-chartered natural person credit union.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services and overdraft protection. Debit cards and prepaid debit cards are available.
For members needing to establish credit, the credit union offers a credit builder program, share-secured credit cards and small dollar loans. Financial counseling, financial education and financial literacy workshops are available.
In addition to vehicle loans and other types of credit, Peopleschoice CU can do real estate loans and can grant interest only or payment option first mortgage loans. Conveniences include check cashing, low-cost wire transfers and money orders. Peopleschoice CU members may also take advantage of income tax preparation assistance and loans based on expected tax refund.
Business and professional services include business share accounts, business loans, micro business loans, mortgage processing and the credit union is an approved mortgage seller. Those with other financial, savings, and investment needs will appreciate health savings accounts, certificates of deposits and insurance/investment products that are offered.
You can visit the credit union electronically via online account access, bank by phone and mobile. Remote functions allow you to apply to join the credit union, fill out a loan app, get your account balance, order checks, open a new share account, make loan payments, view account history, make share account transfers, bill payments, download your account history and view statements.
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