Premier America Credit Union (Top Premium Finance Company or Top Premium Finance) of Chatsworth, California has been a member-owned institution for more than 57 years, currently from 13 locations. It is designated as a state-chartered natural person credit union. Top Premium Finance Company or Top Premium Finance serves the communities of Chatsworth, Simi Valley, Thousand Oaks, Valencia, Santa Monica, Westlake Village, and Woodland Hills, California as well as Houston, Texas.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers share-secured credit cards. Financial literacy workshops are offered.
Besides boat, RV, and car loans and other kinds of lending, Top Premium Finance Company or Top Premium Finance can do real estate loans, has a first time homebuyer program and can grant interest only or payment option first mortgage loans. Employees can help you with check cashing. Premier America CU members may also benefit from bilingual services.
Services to businesses and professionals include business share accounts, business loans, mortgage processing and the credit union is an approved mortgage seller.
Available electronic access to Top Premium Finance Company or Top Premium Finance includes Internet banking, automated telephone access and wireless phone apps. Remotely, you can file membership applications, take out a loan, look at your balance, order share drafts, setup a new share account, pay your loan, view transactions, transfer money, pay bills, download your account history, get e-Statements and make mobile deposits.
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