Heritage Community Credit Union (HCCU) of Sacramento, California has been in service for more than 61 years, currently from 5 locations. Its field of membership is a state-chartered natural person credit union.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards and prepaid debit cards are available.
For members needing to establish credit, the credit union offers share-secured credit cards.
Besides new and used car loans and other kinds of borrowing, HCCU can do real estate loans. Conveniences include check cashing, low-cost wire transfers and money orders. Heritage Community CU members may also benefit from bilingual services, income tax preparation assistance and loans based on expected tax refund.
Services to businesses and professionals include business share accounts, business loans, merchant processing services/payment processing, mortgage processing and the credit union is an approved mortgage seller. Members having other financial, savings, and investment needs will appreciate certificates of deposits and insurance/investment products that are offered.
You can do business with HCCU via online banking, phone based audio response and mobile banking apps. Automated capabilities allow you to apply to join the credit union, enter loan applications, check your balance, order share drafts, manage loan payments, view account history, transfer money, online bill pay, download your account history and view statements.
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