Heritage Community Credit Union of Sacramento, CA has 13,730 members and assets of $199 million. The credit union, opened in 1953, has 51 full time employees and 5 part time employees , or 259 members per employee, compared to a national average of 430.

Heritage Community CU

Heritage Community Credit Union, Sacramento


Heritage Community Credit Union
10415 Old Placerville Rd
Sacramento, CA 95827

Heritage Community Credit Union (HCCU) of Sacramento, California has been in service for more than 61 years, currently from 5 locations. Its field of membership is a state-chartered natural person credit union.

Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards and prepaid debit cards are available.

For members needing to establish credit, the credit union offers share-secured credit cards.

Besides new and used car loans and other kinds of borrowing, HCCU can do real estate loans. Conveniences include check cashing, low-cost wire transfers and money orders. Heritage Community CU members may also benefit from bilingual services, income tax preparation assistance and loans based on expected tax refund.

Services to businesses and professionals include business share accounts, business loans, merchant processing services/payment processing, mortgage processing and the credit union is an approved mortgage seller. Members having other financial, savings, and investment needs will appreciate certificates of deposits and insurance/investment products that are offered.

You can do business with HCCU via online banking, phone based audio response and mobile banking apps. Automated capabilities allow you to apply to join the credit union, enter loan applications, check your balance, order share drafts, manage loan payments, view account history, transfer money, online bill pay, download your account history and view statements.


Get a quote on loan rates

Get a quote on a loan

Find a credit union by city, state, or name:


See your credit report

Special offer to credit union members. See your instant credit report.

Other credit unions around Sacramento

Vision One Credit Union Vision One Credit Union , Sacramento (0 miles.)

The Golden 1 Credit Union The Golden 1 Credit Union , Sacramento (2 miles.)

California Community Credit Union California Community Credit Union , Sacramento (2 miles.)

Big Valley Federal Credit Union Big Valley Federal Credit Union , Sacramento (2 miles.)

CAHP Credit Union CAHP Credit Union , Sacramento (2 miles.)

Free credit report for Canada residents.
Monitor your credit and protect against identity theft! Who checked your credit report recently, and what did they see?


Also see our daily credit union news page.

Find Local Credit Unions

Find a credit union
Look up other California credit unions.


Online newspapers and TV stations serving Sacramento and California: The Sacramento Bee, Contra Costa Times, San Ramon Valley Times, or view a national listing of newspapers.


Thinking of buying a car? See California car dealers listed alphabetically by city.


Links to third-party websites are not under the control of Credit Union Access