TwinStar Credit Union of Lacey, Washington has been in service for more than 76 years, currently from 25 locations. Its field of membership is a state-chartered natural person credit union serving all of Washington state and the Portland, Oregon metropolitan area, including Multnomah, Washington, Clackamas and Marion counties. By number of members, it is the 7th largest in Washington. It also is the seventh largest in the state by assets.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers a credit builder program, share-secured credit cards and micro consumer loans. Financial counseling, financial education and financial literacy workshops are available.
Besides automobile loans and other kinds of borrowing, TwinStar CU can do real estate loans, has a first time homebuyer program and can grant interest only or payment option first mortgage loans. Conveniences include check cashing, international remittances, low-cost wire transfers and money orders. TwinStar CU members may also benefit from bilingual services, in-school branches, student scholarships and loans based on expected tax refund.
Services to businesses and professionals include business share accounts, business loans, merchant processing services/payment processing, micro business loans, mortgage processing and the credit union is an approved mortgage seller. People having other financial, savings, and investment needs will appreciate individual development accounts and insurance/investment products that are offered.
Available electronic access includes Internet account access, bank by phone and wireless phone apps. From home, you can apply to join the credit union, take out a loan, look at your balance, order share drafts, setup a new share account, loan payments, view account history, purchase merchandise, transfer money, online bill pay, download your account history, view statements and capture remote deposits.
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Online newspapers and TV stations serving Lacey and Washington: The Olympian, The News Tribune, KONG-Independent, or view a national listing of newspapers.
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