This credit union has 240 full time and 17 part time employees serving 76,538 members, with assets of $588 million, and is located in Houston, TX.

Smart Financial CU

Smart Financial Credit Union, Houston


Smart Financial Credit Union
4615 Southwest Fwy Suite 310
Houston, TX 77027

Smart Financial Credit Union (SFCU) of Houston, Texas has been operating for more than 80 years, currently from 19 locations. It is a state-chartered natural person credit union.

Checking services include no cost share drafts, bill pay services, overdraft protection and overdraft lines of credit. Debit cards and prepaid debit cards are available.

For members needing to establish credit, the credit union offers a credit builder program and share-secured credit cards. Financial education is offered.

In addition to automobile loans and other types of credit, SFCU can do real estate loans and has indirect mortgage loans. Employees can help you with check cashing, international remittances, low-cost wire transfers and money orders. Smart Financial CU members may also take advantage of bilingual services, in-school branches and tax refund anticipation loans.

Business and professional services include business share accounts, business loans and mortgage processing. Those with other financial, savings, and investment needs will be pleased to find individual development accounts and insurance/investment products that are offered.

You can visit SFCU electronically via Internet home banking, phone account access and mobile. Online, you can file membership applications, fill out a loan app, get your account balance, order checks, open a new share account, do loan payments, view transactions, make share account transfers, do automatic bill payments, download your account history, get e-Statements and do mobile deposit capture.


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