First Class American Credit Union (FCACU) of Fort Worth, Texas has been serving its members for more than 85 years, currently from 2 locations. It is classified as a state-chartered natural person credit union.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers a credit builder program and share-secured credit cards. Financial counseling, financial education and financial literacy workshops are available.
In addition to car loans and other types of credit, FCACU can do real estate loans and has indirect mortgage loans. Conveniences include check cashing, low-cost wire transfers and money orders. First Class American CU members may also take advantage of bilingual services, student scholarships and loans based on expected tax refund.
Business and professional services include merchant processing services/payment processing. Individuals with other financial, savings, and investment needs will appreciate insurance/investment products that are offered.
The "virtual branch office" can be accessed via web based banking, automated telephone access and smartphone. From home, you can apply to join the credit union, apply for a loan, inquire into your account, order checks, open a new share account, pay your loan, view account history, make share account transfers, bill payments, download your account history, view statements, make deposits remotely and make payments via mobile devices.
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Online newspapers and TV stations serving Fort Worth and Texas: Fort Worth Star-Telegram, The Dallas Morning News, WFAA-ABC, or view a national listing of newspapers.
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