Southern Mass Credit Union (SMCU) of Fairhaven, Massachusetts has been in operation for more than 92 years, currently from 4 locations. It is considered a state-chartered natural person credit union.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers a credit builder program and micro consumer loans. Financial counseling, financial education and financial literacy workshops are among the capabilities they offer.
Besides car loans and other kinds of loans, SMCU can do real estate loans and has a first time homebuyer program. Convenience services include check cashing, low-cost wire transfers and money orders. Southern Mass CU members may also benefit from bilingual services, in-school branches, student scholarships, income tax preparation assistance and tax refund loans.
Services to businesses and professionals include business share accounts, business loans, micro business loans, mortgage processing and the credit union is an approved mortgage seller. Members having other financial, savings, and investment needs will want to consider health savings accounts, certificates of deposits and insurance/investment products that are offered.
You can do business with SMCU via home banking over the web, phone account access and mobile banking apps. Automated functions let you apply for membership, enter loan applications, check your balance, order share drafts, do loan payments, check previous transactions, transfer money, automate your bill payments, download your account history and view electronic statements.
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Online newspapers and TV stations serving Fairhaven and Massachusetts: Norwich Bulletin, Boston Globe, or view a national listing of newspapers.
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