University Credit Union (PSCU) of Miami, Florida has been operating for more than 67 years, currently from 7 locations. It is a state-chartered natural person credit union. PSCU serves the entire Miami-Dade community.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services and overdraft protection. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers a credit builder program and share-secured credit cards. Financial counseling and financial education is offered.
In addition to auto loans and other types of credit, PSCU can do real estate loans and can grant interest only or payment option first mortgage loans. Employees can help you with check cashing, international remittances and low-cost wire transfers. University CU members may also take advantage of bilingual services and income tax preparation assistance.
Business and professional services include business share accounts and business loans. Individuals with other financial, savings, and investment needs will be pleased to find individual development accounts and certificates of deposits that are offered.
The "virtual branch office" can be accessed via web based banking, phone based audio response and smartphone. Online features make it possible to apply for a loan, inquire into your account, order checks, manage loan payments, view transactions, make share account transfers, do automatic bill payments, download your account history and get e-Statements.
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