Space Coast Credit Union (SCCU) of Melbourne, Florida has been a member-owned institution for more than 63 years, currently from 58 locations. It is designated as a state-chartered natural person credit union. SCCU membership is open to all who work or live in Brevard, Broward, Flagler, Indian River, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida. By number of members, it is the 3rd largest in Florida and it has the fastest growing membership in Florida. It also is the third largest in the state by assets.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards and prepaid debit cards are available.
For members needing to establish credit, the credit union offers a credit builder program, share-secured credit cards and micro consumer loans. Financial counseling is offered.
Besides boat, RV, and car loans and other kinds of lending, SCCU can do real estate loans and can grant interest only or payment option first mortgage loans. Employees can help you with check cashing, low-cost wire transfers and money orders. Space Coast CU members may also benefit from bilingual services, income tax preparation assistance and tax refund anticipation loans.
Services to businesses and professionals include business share accounts, business loans, merchant processing services/payment processing, micro business loans, mortgage processing and the credit union is an approved mortgage seller. People having other financial, savings, and investment needs will be pleased to find health savings accounts, certificates of deposits and insurance/investment products that are offered.
Available electronic access to SCCU includes Internet banking, automated telephone access and wireless phone apps. Remotely, you can file membership applications, take out a loan, look at your balance, order share drafts, setup a new share account, pay your loan, view transactions, transfer money, pay bills, download your account history, get e-Statements and make mobile payments.
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Online newspapers and TV stations serving Melbourne and Florida: Florida Today, The Orlando Sentinel, or view a national listing of newspapers.
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