Westby Co-op Credit Union (WCCU) of Westby, Wisconsin has been in service for more than 75 years, currently from 7 locations. Its field of membership is a state-chartered natural person credit union. It has the 9th fastest growing membership in Wisconsin.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers share-secured credit cards and micro consumer loans. Financial counseling and financial education is available.
Besides automobile loans and other kinds of borrowing, WCCU can do real estate loans and has a first time homebuyer program. Conveniences include check cashing, international remittances, low-cost wire transfers and money orders. Westby Co-op CU members may also benefit from bilingual services, income tax preparation assistance and loans based on expected tax refund.
Services to businesses and professionals include business share accounts, business loans, merchant processing services/payment processing, micro business loans, mortgage processing and the credit union is an approved mortgage seller. People having other financial, savings, and investment needs will appreciate health savings accounts, individual development accounts, certificates of deposits and insurance/investment products that are offered.
Available electronic access to WCCU includes Internet account access, bank by phone and wireless phone apps. From home, you can take out a loan, look at your balance, order share drafts, loan payments, view account history, transfer money, online bill pay, download your account history, view statements and capture remote deposits.
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