Virginia Credit Union (VACU) of North Chesterfield, Virginia has been operating for more than 86 years, currently from 18 locations. It is a state-chartered natural person credit union. By number of members, it is the 3rd largest in Virginia. It also is the third largest in the state by assets.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers small dollar loans. Financial counseling, financial education and financial literacy workshops are offered.
In addition to auto loans and other types of credit, VACU can do real estate loans and has a first time homebuyer program. Employees can help you with international remittances, low-cost wire transfers and money orders. Virginia CU members may also take advantage of bilingual services, student scholarships and tax refund anticipation loans.
Business and professional services include business share accounts, business loans, micro business loans, mortgage processing and the credit union is an approved mortgage seller. Individuals with other financial, savings, and investment needs will be pleased to find health savings accounts, individual development accounts and insurance/investment products that are offered.
The "virtual branch office" can be accessed via web based banking, phone based audio response and smartphone. Online features make it possible to file membership applications, apply for a loan, inquire into your account, order checks, open a new share account, manage loan payments, view transactions, make share account transfers, do automatic bill payments, download your account history, get e-Statements and make deposits remotely.
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Online newspapers and TV stations serving North Chesterfield and Virginia: Daily Press, USA Today, or view a national listing of newspapers.
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