Align Credit Union of Lowell, Massachusetts has been in operation for more than 92 years, currently from 7 locations. It is considered a state-chartered natural person credit union.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers a credit builder program, share-secured credit cards and micro consumer loans. Financial counseling and financial education is among the capabilities they offer.
Besides car loans and other kinds of loans, Align CU can do real estate loans and has a first time homebuyer program. Convenience services include check cashing, international remittances and low-cost wire transfers. Align CU members may also benefit from student scholarships.
Services to businesses and professionals include business share accounts, business loans, micro business loans, mortgage processing and the credit union is an approved mortgage seller. Members having other financial, savings, and investment needs will want to consider individual development accounts that are offered.
You can do business with the credit union via home banking over the web, phone account access and mobile banking apps. Automated functions let you apply for membership, enter loan applications, check your balance, order share drafts, setup a new share account, do loan payments, check previous transactions, transfer money, automate your bill payments, download your account history, view electronic statements and do remote deposits.
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