Delta Community Credit Union of Atlanta, Georgia has been in service for more than 74 years, currently from 26 locations. Its field of membership is a state-chartered natural person credit union. By number of members, it is the biggest in Georgia. It also is the biggest in the state by assets.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers share-secured credit cards and micro consumer loans. Financial counseling, financial education and financial literacy workshops are available.
Besides automobile loans and other kinds of borrowing, Delta Community CU can do real estate loans, has a first time homebuyer program and can grant interest only or payment option first mortgage loans. Conveniences include check cashing, international remittances, low-cost wire transfers and money orders. Delta Community CU members may also benefit from bilingual services, student scholarships and loans based on expected tax refund.
Services to businesses and professionals include business share accounts, business loans, merchant processing services/payment processing, mortgage processing and the credit union is an approved mortgage seller. People having other financial, savings, and investment needs will appreciate health savings accounts, individual development accounts and insurance/investment products that are offered.
Available electronic access includes Internet account access, bank by phone and wireless phone apps. From home, you can apply to join the credit union, take out a loan, look at your balance, order share drafts, setup a new share account, loan payments, view account history, purchase merchandise, transfer money, online bill pay, download your account history and view statements.
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Online newspapers and TV stations serving Atlanta and Georgia: The Macon Telegraph, USA Today, or view a national listing of newspapers.
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