River Works Credit Union of Lynn, Massachusetts has been operating for more than 78 years, currently from 3 locations. It is a state-chartered natural person credit union. It has the 4th fastest growing membership in Massachusetts. It has the 5th fastest growing assets in Massachusetts.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services and overdraft lines of credit. Debit cards and prepaid debit cards are available.
In addition to auto loans and other types of credit, River Works CU can do real estate loans, has a first time homebuyer program and can grant interest only or payment option first mortgage loans. Employees can help you with check cashing, international remittances and money orders. River Works CU members may also take advantage of bilingual services, income tax preparation assistance and tax refund anticipation loans.
Business and professional services include business share accounts, business loans, mortgage processing and the credit union is an approved mortgage seller. Individuals with other financial, savings, and investment needs will be pleased to find individual development accounts, certificates of deposits and insurance/investment products that are offered.
The "virtual branch office" can be accessed via web based banking and phone based audio response. Online features make it possible to file membership applications, apply for a loan, inquire into your account, order checks, open a new share account, manage loan payments, view transactions, make share account transfers, do automatic bill payments, download your account history and get e-Statements.
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