Self-Help Credit Union of Durham, NC has 52,067 members and assets of $659 million. The credit union, opened in 1983, has 126 full time employees and 10 part time employees , or 397 members per employee, compared to a national average of 430.

Self-Help CU

Self-Help Credit Union, Durham


Self-Help Credit Union
301 W Main St
Durham, NC 27701

Self-Help Credit Union (United Services CU or Carolina Mountains CU) of Durham, North Carolina has been in operation for more than 31 years, currently from 17 locations. It is considered a state-chartered natural person credit union. United Services CU or Carolina Mountains CU serves the Greensboro and greater Triad area of North Carolina. By number of members, it is the 8th largest in North Carolina and it has the fastest growing membership in North Carolina. It also is the eighth largest in the state by assets. It has the 4th fastest growing assets in North Carolina.

Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.

For members needing to establish credit, the credit union offers a credit builder program and micro consumer loans. Financial counseling is among the capabilities they offer.

Besides auto loans and other kinds of loans, United Services CU or Carolina Mountains CU can do real estate loans and has a first time homebuyer program. Convenience services include check cashing, international remittances, low-cost wire transfers and money orders. Self-Help CU members may also benefit from bilingual services and tax refund loans.

Services to businesses and professionals include business share accounts, business loans, micro business loans and the credit union is an approved mortgage seller. People having other financial, savings, and investment needs will want to consider health savings accounts, individual development accounts and insurance/investment products that are offered.

Available electronic access to United Services CU or Carolina Mountains CU includes Internet account access, bank by phone and wireless phone apps. Any time, anywhere, you can apply for membership, look at your balance, setup a new share account, make loan payments, check previous transactions, transfer money, automate your bill payments, download your account history and view electronic statements.


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