1st Ed Credit Union of Chambersburg, Pennsylvania has been serving its members for more than 78 years. It is classified as a state chartered multiple common bond.
Services include no cost checking accounts, share certificates with low minimum balance requirements, holiday club accounts, online and mobile banking, bill pay services, overdraft protection, and Debit Cards with access to surcharge-free ATMs.
For members needing to establish credit, the credit union offers share-secured loans and low rate credit cards. Financial education and financial literacy workshops are offered.
In addition to the credit building loans above, 1st Ed CU offers student loans, vehicle loans, personal loans, home equity loans, home equity lines of credit and real estate loans. Conveniences include check cashing, low-cost wire transfers and money orders. Student members are also eligible to apply for scholarships from 1st Ed CU.
Individuals with other financial, savings and investment needs can take advantage of the credit union’s partnership with a wealth management company or have access to individual retirement accounts, certificates of deposit and insurance/investment products.
Available electronic access includes Online Banking, automated telephone access, and mobile device apps. While online, you can apply for membership, apply for a loan, check account balances, order checks, pay your loan, view transactions, transfer between accounts, schedule bill payments, download your account history, get e-Statements, deposit via the mobile app or find a surcharge-free ATM near you.
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Online newspapers and TV stations serving Chambersburg and Pennsylvania: Public Opinion, Centre Daily Times, or view a national listing of newspapers.
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