KeyPoint Credit Union (KPCU.com) of Santa Clara, California has been in operation for more than 35 years, currently from 10 locations. It is considered a state-chartered natural person credit union.
Checking services include no cost share drafts, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers a credit builder program. Financial counseling, financial education and financial literacy workshops are among the capabilities they offer.
Besides car loans and other kinds of loans, KPCU.com can do real estate loans, has a first time homebuyer program, has indirect mortgage loans and can grant interest only or payment option first mortgage loans. Convenience services include check cashing, international remittances and money orders. KeyPoint CU members may also benefit from tax refund loans.
Services to businesses and professionals include business share accounts, business loans, indirect business loans, micro business loans and mortgage processing. Members having other financial, savings, and investment needs will want to consider health savings accounts, individual development accounts and insurance/investment products that are offered.
You can do business with KPCU.com via home banking over the web, phone account access and mobile banking apps. Automated functions let you apply for membership, enter loan applications, check your balance, order share drafts, setup a new share account, do loan payments, check previous transactions, transfer money, automate your bill payments, download your account history, view electronic statements and do remote deposits.
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Online newspapers and TV stations serving Santa Clara and California: San Jose Mercury News, Valley Times, San Ramon Valley Times, or view a national listing of newspapers.
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