This credit union has 105 full time and 1 part time employee serving 51,107 members, with assets of $379 million, and is located in Dayton, OH.

Universal 1 CU

Universal 1 Credit Union, Dayton

 

Address
Universal 1 Credit Union
1 River Park Dr
Dayton, OH 45409
Phone
(937)225-6800
Website

Universal 1 Credit Union of Dayton, Ohio has been operating for more than 77 years, currently from 11 locations. It is a state-chartered natural person credit union. By number of members, it is the 7th largest in Ohio. It also is the seventh largest in the state by assets.

Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.

For members needing to establish credit, the credit union offers a credit builder program, and share-secured credit cards. Financial counseling, financial education and financial literacy workshops are offered.

In addition to auto loans and other types of credit, Universal 1 CU can do real estate loans. Employees can help you with check cashing, low-cost wire transfers and money orders. Universal 1 CU members may also take advantage of in-school branches, student scholarships and tax refund anticipation loans.

Business and professional services include business share accounts, business loans, indirect business loans, mortgage processing and the credit union is an approved mortgage seller. Individuals with other financial, savings, and investment needs will be pleased to find health savings accounts and insurance/investment products that are offered.

The "virtual branch office" can be accessed via web based banking, phone based audio response and smartphone. Online features make it possible to apply for a loan, inquire into your account, order checks, manage loan payments, view transactions, make share account transfers, do automatic bill payments, download your account history and get e-Statements.

 

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