PACific Postal Credit Union (PPCU) of San Jose, California has been in service for more than 83 years, currently from 5 locations. Its field of membership is a state-chartered natural person credit union. PPCU serves U.S. Postal and Civil Service employees and their families in the Greater San Francisco area.
Checking services include no cost share drafts, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers share-secured credit cards and micro consumer loans. Financial counseling and financial education is available.
Besides new and used car loans and other kinds of borrowing, PPCU can do real estate loans. Conveniences include check cashing, international remittances, low-cost wire transfers and money orders. PACific Postal CU members may also benefit from bilingual services, student scholarships and loans based on expected tax refund.
Members having other financial, savings, and investment needs will appreciate individual development accounts and insurance/investment products that are offered.
You can do business with PPCU via online banking, phone based audio response and mobile banking apps. Automated capabilities allow you to apply to join the credit union, enter loan applications, check your balance, order share drafts, setup a new share account, manage loan payments, view account history, transfer money, online bill pay, download your account history, view statements and make payments via mobile devices.
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