MERCO Credit Union (MSEFCU) of Merced, California has been serving members for more than 48 years, currently from 3 locations. Its type of membership is a state-chartered natural person credit union.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards and prepaid debit cards are available.
For members needing to establish credit, the credit union offers small dollar loans.
In addition to vehicle and personal loans and other types of credit, MSEFCU can do real estate loans. Convenience services include check cashing, international remittances, low-cost wire transfers and money orders. MERCO CU members may also take advantage of tax refund loans.
Individuals with other financial, savings, and investment needs will want to consider individual development accounts and insurance/investment products that are offered.
The "virtual branch office" can be accessed via web banking and bank by phone. Electronically from anywhere, you can inquire into your account, order checks, loan payments, check previous transactions, make share account transfers, bill payer service, download your account history and view electronic statements.
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Online newspapers and TV stations serving Merced and California: The Modesto Bee, The Fresno Bee, or view a national listing of newspapers.
Thinking of buying a car? See California car dealers listed alphabetically by city.