Greater Iowa Credit Union of Ames, Iowa has been in operation for more than 82 years, currently from 7 locations. It is considered a state-chartered natural person credit union. By number of members, it is the 10th largest in Iowa. It also is the tenth largest in the state by assets.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers a credit builder program and share-secured credit cards. Financial counseling, financial education and financial literacy workshops are among the capabilities they offer.
Besides auto loans and other kinds of loans, Greater Iowa CU can do real estate loans and has a first time homebuyer program. Convenience services include check cashing, international remittances, low-cost wire transfers and money orders. Greater Iowa CU members may also benefit from bilingual services, student scholarships, income tax preparation assistance and tax refund loans.
Services to businesses and professionals include business share accounts, business loans, merchant processing services/payment processing, mortgage processing and the credit union is an approved mortgage seller. People having other financial, savings, and investment needs will want to consider health savings accounts, individual development accounts, certificates of deposits and insurance/investment products that are offered.
Available electronic access includes Internet account access, bank by phone and wireless phone apps. Any time, anywhere, you can take out a loan, look at your balance, order share drafts, make loan payments, check previous transactions, transfer money, automate your bill payments, download your account history, view electronic statements and capture remote deposits.
Special offer to credit union members. See your instant credit report.
Free credit report for Canada residents.
Monitor your credit and protect against identity theft! Who checked your credit report recently, and what did they see?
Also see our daily credit union news page.
Online newspapers and TV stations serving Ames and Iowa: The Des Moines Register, USA Today, or view a national listing of newspapers.
Thinking of buying a car? See Iowa car dealers listed alphabetically by city.