1st MidAmerica Credit Union of Bethalto, Illinois has been serving its members for more than 80 years, currently from 8 locations. It is classified as a state-chartered natural person credit union.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services and overdraft protection. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
Financial counseling, financial education and financial literacy workshops are available.
In addition to car loans and other types of credit, 1st MidAmerica CU can do real estate loans, has a first time homebuyer program and can grant interest only or payment option first mortgage loans. Conveniences include check cashing, international remittances, low-cost wire transfers and money orders. 1st MidAmerica CU members may also take advantage of student scholarships and loans based on expected tax refund.
Business and professional services include business share accounts, business loans, mortgage processing and the credit union is an approved mortgage seller. Individuals with other financial, savings, and investment needs will appreciate individual development accounts and insurance/investment products that are offered.
The "virtual branch office" can be accessed via web based banking, automated telephone access and smartphone. From home, you can apply to join the credit union, apply for a loan, inquire into your account, order checks, open a new share account, pay your loan, view account history, make share account transfers, bill payments, download your account history and view statements.
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Online newspapers and TV stations serving Bethalto and Illinois: KMOV-CBS, Belleville News-Democrat, or view a national listing of newspapers.
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