Idaho Central Credit Union (ICCU) of Chubbuck, Idaho has been serving its members for more than 74 years, currently from 24 locations. It is classified as a state-chartered natural person credit union. By number of members, it is the biggest in Idaho and it has the 3rd fastest growing membership in Idaho. It also is the biggest in the state by assets. It has the second fastest growing assets in Idaho.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers a credit builder program and share-secured credit cards. Financial counseling and financial education is available.
In addition to vehicle loans and other types of credit, ICCU can do real estate loans, has a first time homebuyer program and can grant interest only or payment option first mortgage loans. Conveniences include check cashing, international remittances, low-cost wire transfers and money orders. Idaho Central CU members may also take advantage of bilingual services, in-school branches, student scholarships, income tax preparation assistance and loans based on expected tax refund.
Business and professional services include business share accounts, business loans, indirect business loans, merchant processing services/payment processing, micro business loans, mortgage processing and the credit union is an approved mortgage. Those with other financial, savings, and investment needs will appreciate health savings accounts, individual development accounts, certificates of deposits and insurance/investment products that are offered.
You can visit ICCU electronically via online account access, bank by phone and mobile. Remote functions allow you to apply to join the credit union, fill out a loan app, get your account balance, order checks, open a new share account, make loan payments, view account history, make share account transfers, bill payments, download your account history, view statements and do remote check image deposits.
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Online newspapers and TV stations serving Chubbuck and Idaho: The Idaho Statesman, USA Today, or view a national listing of newspapers.
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