Collins Community Credit Union (FECU) of Cedar Rapids, Iowa has been in operation for more than 74 years, currently from 10 locations. It is considered a state-chartered natural person credit union. By number of members, it is the 4th biggest in Iowa. It also is the fourth biggest in the state by assets.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers a credit builder program and micro consumer loans. Financial literacy workshops are among the capabilities they offer.
Besides car loans and other kinds of loans, FECU can do real estate loans, has a first time homebuyer program and can grant interest only or payment option first mortgage loans. Convenience services include check cashing and money orders. Collins Community CU members may also benefit from tax refund loans.
Services to businesses and professionals include business share accounts, business loans, merchant processing services/payment processing, micro business loans, mortgage processing and the credit union is an approved mortgage seller. Members having other financial, savings, and investment needs will want to consider health savings accounts and insurance/investment products that are offered.
You can do business with FECU via home banking over the web, phone account access and mobile banking apps. Automated functions let you apply for membership, enter loan applications, check your balance, order share drafts, setup a new share account, do loan payments, check previous transactions, transfer money, automate your bill payments, download your account history, view electronic statements and make payments via smartphone.
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Online newspapers and TV stations serving Cedar Rapids and Iowa: Iowa City Press-Citizen, USA Today, or view a national listing of newspapers.
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