Northwoods Credit Union of Cloquet, Minnesota has been serving its members for more than 78 years, currently from 2 locations. It is classified as a state-chartered natural person credit union where membership is open to those that live, work, attend school, worship or volunteer in Carlton County and Pine County.
Checking services include no cost share drafts, bill pay services, overdraft protection and overdraft lines of credit. Debit cards and prepaid debit cards are available.
For members needing to establish credit, the credit union offers share-secured credit cards and small dollar loans. Financial counseling and financial education is available.
In addition to car loans and other types of credit, Northwoods CU can do real estate loans and has a first time homebuyer program. Conveniences include check cashing, international remittances, low-cost wire transfers and money orders. Northwoods CU members may also take advantage of income tax preparation assistance and loans based on expected tax refund.
Business and professional services include mortgage processing. Individuals with other financial, savings, and investment needs will appreciate health savings accounts, individual development accounts, certificates of deposits and insurance/investment products that are offered.
The "virtual branch office" can be accessed via web based banking, automated telephone access and smartphone. From home, you can apply for a loan, inquire into your account, order checks, pay your loan, view account history, make share account transfers, bill payments, download your account history, view statements, make deposits remotely and make payments via mobile devices.
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Online newspapers and TV stations serving Cloquet and Minnesota: Duluth News-Tribune, USA Today, or view a national listing of newspapers.
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