First Jersey Credit Union of Wayne, New Jersey has been in operation for more than 85 years, currently from 2 locations. It is considered a state-chartered natural person credit union. It has the 7th fastest growing membership in New Jersey.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers share-secured credit cards. Financial education and financial literacy workshops are among the capabilities they offer.
Besides car loans and other kinds of loans, First Jersey CU can do real estate loans and can grant interest only or payment option first mortgage loans. Convenience services include check cashing, low-cost wire transfers and money orders. First Jersey CU members may also benefit from bilingual services, student scholarships, income tax preparation assistance and tax refund loans.
Services to businesses and professionals include business share accounts, business loans, mortgage processing and the credit union is an approved mortgage seller. Members having other financial, savings, and investment needs will want to consider certificates of deposits and insurance/investment products that are offered.
You can do business with the credit union via phone account access and mobile banking apps. Automated functions let you apply for membership, enter loan applications, check your balance, do loan payments, check previous transactions, transfer money, automate your bill payments, view electronic statements and do remote deposits.
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Online newspapers and TV stations serving Wayne and New Jersey: The Journal News, The Courier News, The Greenwich Time, or view a national listing of newspapers.
Thinking of buying a car? See New Jersey car dealers listed alphabetically by city.