San Mateo Credit Union (SMCU) of Redwood City, California has been in service for more than 62 years, currently from 9 locations. Its field of membership is a state-chartered natural person credit union.
Checking services include no cost share drafts, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers a credit builder program, share-secured credit cardsand micro consumer loans. Financial counseling, financial education and financial literacy workshops are available.
Besides new and used car loans and other kinds of borrowing, SMCU can do real estate loans and has a first time homebuyer program. Conveniences include check cashing, international remittances, low-cost wire transfers and money orders. San Mateo CU members may also benefit from bilingual services, student scholarships and loans based on expected tax refund.
Services to businesses and professionals include business share accounts, business loans, micro business loans, mortgage processing and the credit union is an approved mortgage seller. Members having other financial, savings, and investment needs will appreciate health savings accounts, individual development accounts and insurance/investment products that are offered.
You can do business with SMCU via online banking, phone based audio response and mobile banking apps. Automated capabilities allow you to apply to join the credit union, enter loan applications, check your balance, setup a new share account, manage loan payments, view account history, transfer money, online bill pay, download your account history, view statements, make mobile check deposits and make payments via mobile devices.
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Online newspapers and TV stations serving Redwood City and California: San Jose Mercury News, Valley Times, San Ramon Valley Times, or view a national listing of newspapers.
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