Credit Union ONE of Ferndale, Michigan has been in operation for more than 76 years, currently from 16 locations. It is considered a state-chartered natural person credit union. By number of members, it is the 7th largest in Michigan. It also is the seventh largest in the state by assets.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers share-secured credit cards. Financial counseling and financial education is among the capabilities they offer.
Besides auto loans and other kinds of loans, CU ONE can do real estate loans, has a first time homebuyer program and can grant interest only or payment option first mortgage loans. Convenience services include check cashing, international remittances, low-cost wire transfers and money orders. CU ONE members may also benefit from bilingual services, student scholarships, income tax preparation assistance and tax refund loans.
Services to businesses and professionals include business share accounts, business loans, mortgage processing and the credit union is an approved mortgage seller. People having other financial, savings, and investment needs will want to consider individual development accounts, certificates of deposits and insurance/investment products that are offered.
Available electronic access includes Internet account access, bank by phone and wireless phone apps. Any time, anywhere, you can apply for membership, take out a loan, look at your balance, order share drafts, setup a new share account, make loan payments, check previous transactions, transfer money, automate your bill payments, download your account history, view electronic statements and make payments via smartphone.
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Online newspapers and TV stations serving Ferndale and Michigan: Detroit Free Press, The Detroit News, Times Herald, or view a national listing of newspapers.
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