Besser Credit Union of Alpena, Michigan has been operating for more than 48 years, currently from 2 locations. It is a state-chartered natural person credit union.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers a credit builder program, and share-secured credit cards. Financial counseling and financial education is offered.
In addition to auto loans and other types of credit, Besser CU can do real estate loans and has a first time homebuyer program. Employees can help you with check cashing, international remittances, low-cost wire transfers and money orders. Besser CU members may also take advantage of income tax preparation assistance and tax refund anticipation loans.
Business and professional services include business share accounts, business loans, merchant processing services/payment processing, mortgage processing and the credit union is an approved mortgage seller. Individuals with other financial, savings, and investment needs will be pleased to find health savings accounts, individual development accounts, certificates of deposits and insurance/investment products that are offered.
The "virtual branch office" can be accessed via web based banking, phone based audio response and smartphone. Online features make it possible to file membership applications, inquire into your account, order checks, manage loan payments, view transactions, make purchases, make share account transfers, do automatic bill payments, download your account history and get e-Statements.
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Online newspapers and TV stations serving Alpena and Michigan: Battle Creek Enquirer, USA Today, or view a national listing of newspapers.
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