Michigan Schools and Government Credit Union (MSGCU) of Clinton Township, Michigan has been in operation for more than 60 years, currently from 11 locations. It is considered a state-chartered natural person credit union. By number of members, it is the 10th largest in Michigan and it has the 6th fastest growing membership in Michigan. It also is the tenth largest in the state by assets. It has the 4th fastest growing assets in Michigan.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers a credit builder program, share-secured credit cards and micro consumer loans. Financial counseling, financial education and financial literacy workshops are among the capabilities they offer.
Besides car loans and other kinds of loans, MSGCU can do real estate loans, has a first time homebuyer program and can grant interest only or payment option first mortgage loans. Convenience services include international remittances and money orders. Michigan Schools and Government CU members may also benefit from student scholarships, income tax preparation assistance and tax refund loans.
Services to businesses and professionals include business share accounts, business loans, indirect business loans, micro business loans, mortgage processing and the credit union is an approved mortgage seller. Members having other financial, savings, and investment needs will want to consider health savings accounts, individual development accounts, certificates of deposits and insurance/investment products that are offered.
You can do business with MSGCU via home banking over the web, phone account access and mobile banking apps. Automated functions let you enter loan applications, check your balance, order share drafts, setup a new share account, do loan payments, check previous transactions, transfer money, automate your bill payments, download your account history, view electronic statements and do remote deposits.
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Online newspapers and TV stations serving Clinton Township and Michigan: The Detroit News, Detroit Free Press, Times Herald, or view a national listing of newspapers.
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