Alpena-Alcona Area Credit Union of Alpena, MI has 27,136 members and assets of $286 million. The credit union, opened in 1953, has 67 full time employees and 11 part time employees , or 377 members per employee, compared to a national average of 430.

Alpena-Alcona Area CU

Alpena-Alcona Area Credit Union, Alpena


Alpena-Alcona Area Credit Union
1100 S Bagley St
Alpena, MI 49707

Alpena-Alcona Area Credit Union (AAACU) of Alpena, Michigan has been in service for more than 61 years, currently from 7 locations. Its field of membership is a state-chartered natural person credit union.

Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.

For members needing to establish credit, the credit union offers share-secured credit cards. Financial counseling, financial education and financial literacy workshops are available.

Besides new and used car loans and other kinds of borrowing, AAACU can do real estate loans and has a first time homebuyer program. Conveniences include check cashing, low-cost wire transfers and money orders. Alpena-Alcona Area CU members may also benefit from in-school branches, income tax preparation assistance and loans based on expected tax refund.

Services to businesses and professionals include mortgage processing and the credit union is an approved mortgage seller. Members having other financial, savings, and investment needs will appreciate health savings accounts, certificates of deposits and insurance/investment products that are offered.

You can do business with AAACU via online banking, phone based audio response and mobile banking apps. Automated capabilities allow you to enter loan applications, check your balance, order share drafts, manage loan payments, view account history, transfer money, online bill pay, download your account history and view statements.


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