United Service Credit Union of West Des Moines, Iowa has been in operation for more than 59 years. It is considered a state-chartered natural person credit union.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services and overdraft protection. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers share-secured credit cards. Financial education is among the capabilities they offer.
Besides auto loans and other kinds of loans, United Service CU can do real estate loans and can grant interest only or payment option first mortgage loans. Convenience services include check cashing, international remittances, low-cost wire transfers and money orders. United Service CU members may also benefit from bilingual services and tax refund loans.
Services to businesses and professionals include business share accounts, business loans and mortgage processing. People having other financial, savings, and investment needs will want to consider health savings accounts, individual development accounts and insurance/investment products that are offered.
Available electronic access includes Internet account access, bank by phone and wireless phone apps. Any time, anywhere, you can apply for membership, take out a loan, look at your balance, order share drafts, make loan payments, check previous transactions, purchase merchandise, transfer money, automate your bill payments, download your account history and view electronic statements.
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Online newspapers and TV stations serving West Des Moines and Iowa: The Des Moines Register, USA Today, or view a national listing of newspapers.
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