Kemba Credit Union of West Chester, Ohio has been serving its members for more than 80 years, currently from 12 locations. It is classified as a state-chartered natural person credit union. By number of members, it is the 3rd largest in Ohio. It also is the third largest in the state by assets.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers share-secured credit cards and small dollar loans. Financial counseling, financial education and financial literacy workshops are available.
In addition to car loans and other types of credit, Kemba CU can do real estate loans, has a first time homebuyer program and has indirect mortgage loans. Conveniences include check cashing, international remittances, low-cost wire transfers and money orders. Kemba CU members may also take advantage of student scholarships, income tax preparation assistance and loans based on expected tax refund.
Business and professional services include business share accounts, business loans, merchant processing services/payment processing, micro business loans, mortgage processing and the credit union is an approved mortgage seller. Individuals with other financial, savings, and investment needs will appreciate health savings accounts, individual development accounts, certificates of deposits and insurance/investment products that are offered.
The "virtual branch office" can be accessed via web based banking, automated telephone access and smartphone. From home, you can apply to join the credit union, apply for a loan, inquire into your account, order checks, pay your loan, view account history, make share account transfers, bill payments, download your account history and view statements.
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Online newspapers and TV stations serving West Chester and Ohio: Palladium-Item, Telegraph-Forum, or view a national listing of newspapers.
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