Commonwealth Central Credit Union of San Jose, California has been a member-owned institution for more than 56 years, currently from 4 locations. It is designated as a state-chartered natural person credit union.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards and prepaid debit cards are available.
For members needing to establish credit, the credit union offers share-secured credit cards. Financial counseling, financial education and financial literacy workshops are offered.
Besides boat, RV, and car loans and other kinds of lending, Commonwealth Central CU can do real estate loans, has a first time homebuyer program, has indirect mortgage loans and can grant interest only or payment option first mortgage loans. Employees can help you with international remittances, low-cost wire transfers and money orders. Commonwealth Central CU members may also benefit from tax refund anticipation loans.
People having other financial, savings, and investment needs will be pleased to find individual development accounts and insurance/investment products that are offered.
Available electronic access includes Internet banking, automated telephone access and wireless phone apps. Remotely, you can file membership applications, take out a loan, look at your balance, order share drafts, setup a new share account, pay your loan, view transactions, transfer money, pay bills, download your account history, get e-Statements and make mobile deposits.
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Online newspapers and TV stations serving San Jose and California: San Jose Mercury News, Valley Times, San Ramon Valley Times, or view a national listing of newspapers.
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