The Golden 1 Credit Union (Golden 1 Credit Union or Golden 1) of Sacramento, California has been operating for more than 81 years, currently from 82 locations. It is a state-chartered natural person credit union. By number of members, it is the biggest in California. It also is the biggest in the state by assets.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards and prepaid debit cards are available.
For members needing to establish credit, the credit union offers a credit builder program, share-secured credit cards and small dollar loans. Financial counseling, financial education and financial literacy workshops are offered.
In addition to automobile loans and other types of credit, Golden 1 Credit Union or Golden 1 can do real estate loans, has a first time homebuyer program and has indirect mortgage loans. Employees can help you with check cashing, international remittances, low-cost wire transfers and money orders. The Golden 1 CU members may also take advantage of bilingual services, in-school branches, student scholarships and tax refund anticipation loans.
Business and professional services include business share accounts, business loans, indirect business loans, micro business loans, mortgage processing and the credit union is an approved mortgage seller. Those with other financial, savings, and investment needs will be pleased to find individual development accounts and insurance/investment products that are offered.
You can visit Golden 1 Credit Union or Golden 1 electronically via Internet home banking, phone account access and mobile. Online, you can file membership applications, fill out a loan app, get your account balance, order checks, open a new share account, do loan payments, view transactions, make share account transfers, do automatic bill payments, download your account history, get e-Statements, do mobile deposit capture and make mobile payments.
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