121 Financial Credit Union (LSCU) of Jacksonville, Florida has been serving its members for more than 79 years, currently from 9 locations. It is classified as a state-chartered natural person credit union.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services and overdraft protection. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers share-secured credit cards. Financial counseling, financial education and financial literacy workshops are available.
In addition to car loans and other types of credit, LSCU can do real estate loans and can grant interest only or payment option first mortgage loans. Conveniences include low-cost wire transfers. 121 Financial CU members may also take advantage of income tax preparation assistance.
Business and professional services include business share accounts, business loans, micro business loans, mortgage processing and the credit union is an approved mortgage seller. Individuals with other financial, savings, and investment needs will appreciate certificates of deposits that are offered.
The "virtual branch office" can be accessed via web based banking, automated telephone access and smartphone. From home, you can inquire into your account, pay your loan, view account history, bill payments, download your account history, view statements and make payments via mobile devices.
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