SPCO Credit Union of Houston, Texas has been operating for more than 46 years, currently from 4 locations. It is a state-chartered natural person credit union.
Checking services include no cost share drafts, bill pay services and overdraft protection. Debit cards and prepaid debit cards are available.
For members needing to establish credit, the credit union offers share-secured credit cards.
In addition to auto loans and other types of credit, SPCO CU can do real estate loans. Employees can help you with check cashing. SPCO CU members may also take advantage of bilingual services, student scholarships and income tax preparation assistance.
Business and professional services include business share accounts and business loans. Individuals with other financial, savings, and investment needs will be pleased to find certificates of deposits that are offered.
The "virtual branch office" can be accessed via web based banking, phone based audio response and smartphone. Online features make it possible to file membership applications, apply for a loan, inquire into your account, order checks, manage loan payments, view transactions, make share account transfers, do automatic bill payments, download your account history and get e-Statements.
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