OneAZ Credit Union of Phoenix, Arizona has been in operation for more than 42 years, currently from 22 locations. It was previously known as Arizona State Credit Union. It is considered a state-chartered natural person credit union. By number of members, it is the 3rd largest in Arizona. It also is the third largest in the state by assets. It has the third fastest growing assets in Arizona.
Checking services include share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers micro consumer loans. Financial counseling, financial education and financial literacy workshops are among the capabilities they offer.
Besides car loans and other kinds of loans, OneAZ CU can do real estate loans, has a first time homebuyer program and can grant interest only or payment option first mortgage loans. Convenience services include check cashing, low-cost wire transfers and money orders. OneAZ CU members may also benefit from student scholarships, income tax preparation assistance and tax refund loans.
Services to businesses and professionals include business share accounts, business loans, micro business loans, mortgage processing and the credit union is an approved mortgage seller. Members having other financial, savings, and investment needs will want to consider certificates of deposits and insurance/investment products that are offered.
You can do business with the credit union via home banking over the web, phone account access and mobile banking apps. Automated functions let you apply for membership, enter loan applications, check your balance, order share drafts, setup a new share account, do loan payments, check previous transactions, transfer money, automate your bill payments, download your account history, view electronic statements and do remote deposits.
Special offer to credit union members. See your instant credit report.
Free credit report for Canada residents.
Monitor your credit and protect against identity theft! Who checked your credit report recently, and what did they see?
Also see our daily credit union news page.
Online newspapers and TV stations serving Phoenix and Arizona: The Arizona Republic, USA Today, or view a national listing of newspapers.
Thinking of buying a car? See Arizona car dealers listed alphabetically by city.