Option 1 Credit Union of Grand Rapids, Michigan has been operating for more than 78 years, currently from 9 locations. It is a state-chartered natural person credit union.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
Financial counseling, financial education and financial literacy workshops are offered.
In addition to automobile loans and other types of credit, Option 1 CU can do real estate loans. Employees can help you with check cashing, international remittances, low-cost wire transfers and money orders. Option 1 CU members may also take advantage of bilingual services, student scholarships, income tax preparation assistance and tax refund anticipation loans.
Business and professional services include business share accounts, business loans, mortgage processing and the credit union is an approved mortgage seller. Those with other financial, savings, and investment needs will be pleased to find health savings accounts, individual development accounts, certificates of deposits and insurance/investment products that are offered.
You can visit the credit union electronically via Internet home banking, phone account access and mobile. Online, you can file membership applications, fill out a loan app, get your account balance, order checks, open a new share account, do loan payments, view transactions, make share account transfers, do automatic bill payments, download your account history and get e-Statements.
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Online newspapers and TV stations serving Grand Rapids and Michigan: Battle Creek Enquirer, USA Today, or view a national listing of newspapers.
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