Option 1 Credit Union of Grand Rapids, MI has 29,642 members and assets of $281 million. The credit union, opened in 1936, has 95 full time employees and 15 part time employees , or 291 members per employee, compared to a national average of 430.

Option 1 CU

Option 1 Credit Union, Grand Rapids


Option 1 Credit Union
630 32nd St Se
Grand Rapids, MI 49548

Option 1 Credit Union of Grand Rapids, Michigan has been operating for more than 78 years, currently from 9 locations. It is a state-chartered natural person credit union.

Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.

Financial counseling, financial education and financial literacy workshops are offered.

In addition to automobile loans and other types of credit, Option 1 CU can do real estate loans. Employees can help you with check cashing, international remittances, low-cost wire transfers and money orders. Option 1 CU members may also take advantage of bilingual services, student scholarships, income tax preparation assistance and tax refund anticipation loans.

Business and professional services include business share accounts, business loans, mortgage processing and the credit union is an approved mortgage seller. Those with other financial, savings, and investment needs will be pleased to find health savings accounts, individual development accounts, certificates of deposits and insurance/investment products that are offered.

You can visit the credit union electronically via Internet home banking, phone account access and mobile. Online, you can file membership applications, fill out a loan app, get your account balance, order checks, open a new share account, do loan payments, view transactions, make share account transfers, do automatic bill payments, download your account history and get e-Statements.


Get a quote on loan rates

Get a quote on a loan

Find a credit union by city, state, or name:


Free credit report for Canada residents.
Monitor your credit and protect against identity theft! Who checked your credit report recently, and what did they see?


Other credit unions around Grand Rapids

Western Districts Members Credit Union Western Districts Members Credit Union , Grand Rapids (0 miles.)

GR Consumers Credit Union GR Consumers Credit Union , Wyoming (0 miles.)

ATL Federal Credit Union ATL Federal Credit Union , Wyoming (3 miles.)

My Personal Credit Union My Personal Credit Union , Wyoming (3 miles.)

First United Credit Union First United Credit Union , Grandville (5 miles.)

See your credit report

Special offer to credit union members. See your instant credit report.

Also see our daily credit union news page.

Find Local Credit Unions

Find a credit union
Look up other Michigan credit unions.


Online newspapers and TV stations serving Grand Rapids and Michigan: Battle Creek Enquirer, USA Today, or view a national listing of newspapers.


Thinking of buying a car? See Michigan car dealers listed alphabetically by city.


Links to third-party websites are not under the control of Credit Union Access