PACific Community Credit Union of Fullerton, California has been in operation for more than 59 years, currently from 4 locations. It is considered a state-chartered natural person credit union.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards and prepaid debit cards are available.
Financial education is among the capabilities they offer.
Besides car loans and other kinds of loans, PACific Community CU can do real estate loans, has a first time homebuyer program and can grant interest only or payment option first mortgage loans. Convenience services include check cashing, international remittances, low-cost wire transfers and money orders. PACific Community CU members may also benefit from bilingual services, student scholarships and tax refund loans.
Services to businesses and professionals include business share accounts, business loans, mortgage processing and the credit union is an approved mortgage seller. Members having other financial, savings, and investment needs will want to consider health savings accounts, individual development accounts and insurance/investment products that are offered.
You can do business with the credit union via home banking over the web and phone account access. Automated functions let you apply for membership, enter loan applications, check your balance, order share drafts, setup a new share account, do loan payments, check previous transactions, transfer money, automate your bill payments, download your account history, view electronic statements and do remote deposits.
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