University & State Employees Credit Union (USE Credit Union) of San Diego, California has been in operation for more than 78 years, currently from 9 locations. It is considered a state-chartered natural person credit union.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers a credit builder program, share-secured credit cards and micro consumer loans. Financial education and financial literacy workshops are among the capabilities they offer.
Besides car loans and other kinds of loans, USE Credit Union can do real estate loans and has a first time homebuyer program. Convenience services include check cashing and international remittances.
Services to businesses and professionals include business share accounts, business loans, mortgage processing and the credit union is an approved mortgage seller. Members having other financial, savings, and investment needs will want to consider individual development accounts that are offered.
You can do business with USE Credit Union via home banking over the web, phone account access and mobile banking apps. Automated functions let you apply for membership, enter loan applications, check your balance, order share drafts, setup a new share account, do loan payments, check previous transactions, transfer money, automate your bill payments, download your account history, view electronic statements and do remote deposits.
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Online newspapers and TV stations serving San Diego and California: San Diego Union-Tribune, USA Today, or view a national listing of newspapers.
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